Did professional or personal constraints stop you from pursuing your college dreams? Are you considering going back to school? If yes, it’s not too late. Adult education is a booming trend in the United States and many universities are offering courses for people who wish to re-enter academics.
While the prospect of heading back to the classroom seems exciting, most pursuers of adult education are unable to afford the cost of college. Funding their own education while juggling the costs of running a family can seem daunting to many.
In these situations, it is important for adult learners to be aware of ways in which they can fund their studies and avoid large amounts of student debt.
Here are a few ways in which you can fund your schooling during adulthood:
- Apply for education grants and scholarships:
The US federal government offers various grants and scholarships for adults who wish to return to college. You will need to take up the Free Application for Federal Student Aid (FAFSA) to be eligible for application. Grants such as the Pell Grant, the Federal Supplemental Educational Opportunity (FSEO) Grant, the Federal TEACH Grant and other state-specific grants are available for aspirants. Scholarships are also available through various universities and agencies.
- Study at a community college:
Community collages offer many low-cost courses. They are very flexible in the way they operate and they are open to learners of all ages.
- Take up part-time courses:
Full-time courses tend to be expensive. Choosing part-time courses will not only help you save money, but they will give you the time to take up part-time employment.
- Attend night classes:
Night class is another option. These classes are usually for a duration of a few hours and they cost significantly much lesser than day classes.
- Look for state-run programs:
Government-run programs are less expensive than courses run by private colleges. Some state-run programs sometimes offer placement services, through which you can gain employment.
- Enroll at skills colleges:
For people seeking technical education, skills colleges are the best option. Most of the times they are state-run and they offer training in technical competency. You will get a lot of practical exposure in these courses.
- Approach faith-based organizations:
Schools and collages run by religious institutions offer discounted education. Sometimes these organizations receive government funding, which enables them to provide free education to members of their own faith.
- Apply for tax deductions:
Some universities offer courses that are eligible for tax deductions. You may even be eligible for tax credits that will ultimately reduce your education expenses. Some credits even allow you to claim child care for the period of your education.
- Seek employer assistance:
If you intend to take up a course to up-skill yourself for your current job, seeking your employer’s aid is beneficial. Employers often reimburse the tuition fees of the employees in these cases.
- Servicemen benefits:
Military and ex-military learners are eligible for multiple education grants. Visit the education department for more information.
Financing adult education can be a challenge. By utilizing these cost-effective options, you will find it easier to fund your learning.